{"id":37,"date":"2020-08-22T16:51:50","date_gmt":"2020-08-22T16:51:50","guid":{"rendered":"https:\/\/coticeseguro.cl\/web\/?p=37"},"modified":"2020-09-07T22:13:01","modified_gmt":"2020-09-07T22:13:01","slug":"que-seguro-de-vida-me-conviene","status":"publish","type":"post","link":"https:\/\/coticeseguro.cl\/web\/que-seguro-de-vida-me-conviene\/","title":{"rendered":"\u00bfQu\u00e9 seguro de vida me conviene?"},"content":{"rendered":"\n<p>Las razones para adquirir un seguro de vida son diversas, pero siempre se basan en la prevenci\u00f3n de lo inesperado: proteger a tu familia de posibles deudas y pr\u00e9stamos, asegurar el futuro de tus hijos en el caso de que fallezcas, obtener una cantidad de dinero importante una vez que alcances una edad en la que no puedas trabajar entre otros.<\/p>\n\n\n\n<p><strong>Por eso debes conocer los distintos seguros de vida que existen para as\u00ed seleccionar el que m\u00e1s te conviene seg\u00fan tus necesidades.<\/strong><\/p>\n\n\n\n<h3 class=\"has-text-color wp-block-heading\" style=\"color:#fd7c10\"><strong>Seguros de vida riesgo<\/strong><\/h3>\n\n\n\n<p>El seguro de Vida Riesgo se puede definir como una p\u00f3liza para la protecci\u00f3n de los beneficiarios frente a la muerte del asegurado.<\/p>\n\n\n\n<p>Habitualmente son contratados por la cabeza de familia, es decir, la persona que sustenta econ\u00f3micamente a todo el n\u00facleo familiar ya que, si este fallece, los miembros de su familia que est\u00e9n indicados como beneficiarios en el contrato del seguro, recibir\u00edan la indemnizaci\u00f3n que les corresponden.<\/p>\n\n\n\n<h3 class=\"has-text-color wp-block-heading\" style=\"color:#fd7c10\"><strong>Seguros de vida ahorro<\/strong><\/h3>\n\n\n\n<p>Este tiene la finalidad de entregar al cliente una cantidad monetaria concreta al finalizar el plazo de tiempo acordado en el contrato. Su base es la inversi\u00f3n a medio o largo plazo y est\u00e1 concebida como una especie de complementaci\u00f3n de la jubilaci\u00f3n o ante posibles desembolsos que se realicen en el futuro.<\/p>\n\n\n\n<h3 class=\"has-text-color wp-block-heading\" style=\"color:#fd7c10\"><strong>Seguros de vida de invalidez 2\/3<\/strong><\/h3>\n\n\n\n<p>Este tipo de seguro est\u00e1 dise\u00f1ado exclusivamente para los casos de enfermedades o accidentes que dejan en condici\u00f3n de incapacitado de seguir laborando a la persona. En estos casos los gastos aumentan y la renta disminuye por lo que este tipo de seguro puede compensar significativamente la disminuci\u00f3n de ingresos. <\/p>\n\n\n\n<h3 class=\"has-text-color wp-block-heading\" style=\"color:#fd7c10\"><strong>Seguros de vida mixtos<\/strong><\/h3>\n\n\n\n<p>Los seguros mixtos re\u00fanen en un mismo contrato un seguro de riesgo y un seguro de ahorro.<\/p>\n\n\n\n<p>Con estos planes, el asegurado queda cubierto si fallece (en cuyo caso los beneficiarios recibir\u00e1n una indemnizaci\u00f3n) y tiene asegurada una prestaci\u00f3n si sobrevive a la edad estipulada.<\/p>\n\n\n\n<p><strong>Estos son solo parte de los seguros de vida mas comunes, si tienes m\u00e1s dudas y deseas una asesor\u00eda personalizada haz <a data-type=\"URL\" data-id=\"https:\/\/coticeseguro.cl\/web\/\" href=\"https:\/\/coticeseguro.cl\/web\/\">click aqu\u00ed<\/a> y valoraremos que seguro se adapta m\u00e1s a ti.<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/coticeseguro.cl\/web\/\" target=\"_blank\" rel=\"noreferrer noopener\">Agenda tu asesor\u00eda<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Existen muchas opciones para obtener un seguro que te brinde estabilidad y confianza. A continuaci\u00f3n; conocer\u00e1s las mejores opciones, descubriendo cu\u00e1l se adapta m\u00e1s a tu necesidad.<\/p>\n","protected":false},"author":1,"featured_media":16,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,3],"tags":[],"class_list":["post-37","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destacados","category-recomendadas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfQu\u00e9 seguro de vida me conviene? - Cotice Seguro<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coticeseguro.cl\/web\/que-seguro-de-vida-me-conviene\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 seguro de vida me conviene? - Cotice Seguro\" \/>\n<meta property=\"og:description\" content=\"Existen muchas opciones para obtener un seguro que te brinde estabilidad y confianza. 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